Homes in peril a study of foreclosure issues housing issues laws and program series rs 6957 knowledge management technology applications and impact business issues competition and entrepreneurship. Foreclosure when you have a deed of trust if your house is in foreclosure your best chance to keep your home is to act quickly and with the help of a housing counselor or a lawyer. Initiated a series of studies on huds housing counseling program in 2006 the first report the state of the housing counseling industry published in 2008 presented the first systematic overview. The pennsylvania housing finance agency may be able to assist you in saving your home from foreclosure if you have missed mortgage payments or are experiencing a hardship it is best to contact your servicer and phfa as soon as possible. The borrowers home at foreclosure either based on an auction sales price a private sale or far more commonly the appraised value of the home as calculated by the lenders appraiser
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